Clients work with us to create their personal financial plan; and with an ongoing relationship based on education, we continue to help them stay on track towards reaching their financial and lifestyle goals. Our main objective is to help our clients create a consistent and reliable, truly passive, tax-effective, and increasing income stream which is large enough for them to enjoy the lifestyle of their choice.
David RamsayFounder / Principal Financial Planner
David is the Founder and Principal Financial Planner of Income Solutions. He is a Certified Financial Planner® with more than 25 years in the profession.
David built the business based on his strong belief that anyone can take control of their financial future and he is proud to have shared the journey with many of his long term clients.
Steven NickelsonFinancial Planner
Steven started his career with Income Solutions 2006 in our Geelong office before moving to Melbourne in 2008 to establish our Melbourne base, where he now heads up the team in Richmond. He has a Bachelor of Commerce (majoring in Financial Planning) and is a Certified Financial Planner®, as well as a Graduate of the Australian Institute of Company Directors.
He advises a broad range of clients and businesses and is passionate about financial education and running workplace information sessions for groups and businesses.
Steven is married with two young daughters and enjoys bike riding and golf, as well as being a long suffering Carlton Football Club supporter.
Jessica HallFinancial Planner
Jess joined our Geelong team in 2006 after graduating with a Bachelor of Commerce (majoring in Financial Planning). She continued her studies, going on to become a Certified Financial Planner®.
Jess enjoys interacting with people from all walks of life. In particular she has a passion for breaking down the barriers that sometimes cause women to feel apprehensive about making long term financial decisions. With this in mind, Jess developed her Income Solutions for Women information session.
Gareth DanielsFinancial Planner
Gareth has been with Income Solutions since 2009 and previously worked in the finance industry in his native UK. He holds a Bachelor of Arts with Honours and an Advanced Diploma in Financial Services. He is currently studying for his Certified Financial Planner® accreditation.
Professionally, Gareth gains great satisfaction from providing a high level of support and commitment to keeping his clients on track to achieve their goals. He is particularly passionate about assisting clients from the education sector.
In his spare time, Gareth is quite the gourmet cook and wine enthusiast. Scratch the surface however, and you will find him enjoying a beer and watching his beloved Hawks play.
Elise RyanFinancial Planner
Elise joined the Income Solutions team in 2011 and completed her Bachelor of Commerce in 2012 majoring in Financial Planning and Accounting, and is now a Certified Financial Planner®.
For Elise, the best part of her job is helping clients to achieve their goals. Some lucky clients also get to benefit from her fantastic barista skills.
Elise grew up in Geelong and is a volunteer surf lifesaver with the Jan Juc Surf Lifesaving Club.
Lee NickelsonCertified Financial Adviser
Lee has over 10 years’ experience in Financial Planning and is a Certified Financial Planner®. Lee has two young daughters and is involved in the Go Girls Foundation which seeks to connect, honour and celebrate women. In her spare time, Lee can be found supporting the Bombers or practising yoga.
Kane LeersenFinancial Planner
Growing up in the country side near Birregurra, Kane has always been a country boy at heart. With a keen interest in finance, Kane moved to Geelong to complete his Bachelor of Commerce with Deakin University – majoring in Financial Planning and Management. Having worked in the industry for three years, Kane’s desire to be at the coal face, directly helping people, was the driving force behind him joining the Income Solutions team. Returning to his roots, Kane is heading up our Colac office, excited to be assisting the local community he grew up with. In his spare time, playing sport (football and cricket), travelling and family time are at the top of Kane’s list of priorities.
Mason AngoveOperations Manager
As Operations Manager Mason ensures the day to day running of the office and oversees the Marketing and IT departments. He is also responsible for Financial reporting and HR within the business.
Mason has a passion for developing our people and helping them to reach their personal aspirations and pursuits. He enjoys implementing the latest trends in technology as well as running events to benefit our client experience and ensure we deliver the best service possible.
With a love for music, and pretty much any and every sport that exists, Mason also enjoys American food. Lots of food.
Alison AdamsBusiness Development Manager
As Business Development Manager, Alison draws on over 20 years of industry experience to manage the Advice team – motivating them to deliver the best service and quality advice to our clients. She ensures the team continue to develop their chosen specialities and career paths and helps build strategic partnerships with complimentary businesses.
In her spare time, Alison moonlights as a taxi driver for her kids. Even with the enormity of this role, she still finds time to entertain family and friends.
As Head of Innovation Erica helps to design and implement the strategic path for the company, now and into the future. We like to say she is our “big picture” person.
The drive and determination that saw Erica succeed as a professional athlete is evident in her commitment and passion to make an impact in the business and deliver a meaningful service to our clients.
Erica strives to maintain a healthy lifestyle while balancing her professional endeavors and still enjoying quality time with her young family.
Jason BroderickI.T Manager
Jason’s role as I.T Manager is quite diverse, encompassing the day to day I.T operations within the business as well as managing large scale projects. The business has a strong commitment to continue investing in cutting edge technology, requiring Jason’s sound research skills and vision. Jason copes very well with our tendency to blame every issue on I.T – what a champion!
A country lad, Jason loves the great outdoors and in his down time enjoys cycling long distances.
Sue RamsayAdministration Co-ordinator
Sue has been with Income Solutions since its inception in 1987. As Administration Co-ordinator, she actively takes care of organising the day to day administrative operations and duties.
Jordan RamsayAssociate Financial Planner
Jordyn is an Associate Financial Planner based in our Geelong office, providing support for Jess Hall. Jordyn was based in Canberra for four years where she completed a Bachelor of Arts with Australian National University. Jordyn was then accepted to study at The London College of Fashion to undertake Honours in Fashion Journalism. Then in a complete turnaround, Jordyn decided that the world of finance, rather than fashion was for her. Jordyn is now enrolled at Deakin University, studying for her Bachelor of Commerce. With her good sense of fashion, she does however manage to turn up the glamour profile of the office. In her spare time, Jordyn enjoys the great outdoors, riding her bike or finding the next best fishing spot with her friends.
Kevin TranAssociate Financial Planner
Kevin is an Financial Planner based in our Melbourne office.
He holds a Commerce degree (majoring in Economics, Finance, and Financial Planning) from Deakin University.
Kevin is our resident problem solver, be it a system improvement or a new spreadsheet he is always thinking of ways to help. His desire to help others is demonstrated by his volunteer work with Ronald McDonald house.
Tharaka LeeniyagodaAssociate Financial Planner
Tharaka is an Associate Financial Planner based at our Geelong office, providing support for David Ramsay. He holds a Bachelor of Commerce (Accounting) from the University of Adelaide and a Master of Business Accounting from the University of South Australia. We’re very happy he left Adelaide for sunny Geelong!
Tharaka is a real “number cruncher” and strategic thinker and is passionate about helping clients to make informed decisions about their financial future. He loves cooking, and regularly donates to Give Where You Live and Assistance Dogs Australia.
Daniel HarrisAssociate Financial Planner
Daniel is an Associate Financial Planner based in our Richmond office, providing support for Gareth Daniels. He holds a Bachelor of Applied Science from RMIT and is currently studying a Bachelor of Commerce at Deakin University.
Dan has solid experience with working for large banks and has previously lived in Milan, Shanghai, and London.
He is a worldly character, who is passionate about education and culture.
Jacqui PhillipsAssociate Financial Planner
Jacqui is an Associate Financial Planner based in our Colac office, providing support for Kane Leersen. Down to earth and approachable, she is passionate about customer service and enjoys helping to make a difference in the lives of others.
Jacqui is very family orientated, which extends to non-humans – she has an impressive collection of pets from magpies to cows! She is a volunteer for the Ian Parker Bipolar Research Fund and also donates to cancer research. We always appreciate Jacqui’s smile when she visits us in the Geelong office.
Ashley IrwinAssociate Financial Planner
Ash is an Associate Financial Planner based in our Geelong office, providing support for Nick Cooper.
He has an Advanced Diploma of Accounting as well as a Diploma of Financial Planning.
Ash really loves working with numbers – which is lucky for us! He enjoys basketball and has a passion for cars, is a CFA member and regularly raises money for various cancer foundations.
Danny ArcherAssociate Financial Planner
After completing an Internship with us, we’ve asked him back as an Associate Financial Planner to Gareth Daniels. Danny is currently completing a Bachelor of Commerce, majoring in Accounting and Financial Planning. In his spare time, you can catch Danny playing football for the Modewarre Football Netball Club, watching cricket, AFL & NFL or going for a surf. An avid reader of auto-biographies and personal development / finance books, Danny’s favourites include The Crossroad by Mark Donaldson, At the Close of Play by Ricky Ponting and Robert Kiyosaki’s Rich Dad, Poor Dad. Danny is also an avid traveller who plans to travel to the USA & Canada when he completes his degree and has a dream of living and working abroad from 2018.
Josh RamsayAccounts Assistant
Josh is our Accounts Assistant based on our Geelong office. Josh completed business studies at the Gordon Institute and with his great attention to detail and love of numbers, he is the perfect addition to our Accounts team. In his spare time, Josh enjoys keeping fit and is a great fan of all sports.
Danni BrandAdministration Assistant
Danni works in our Geelong office every Friday, performing general office duties. She is studying at the Gordon Institute where she is completing several short courses.
An animal lover, Danni grew up in the suburbs of Melbourne before moving to a hobby farm in Drysdale.
Tayla EdwardsAssociate Financial Planner
Tayla is currently studying a B. Commerce, majoring in Financial Planning and Management at Deakin Uni. With a particular passion for working with and helping Generation Y and Z to set themselves up for a financially successful future – the earlier you educate yourself and start taking care of your finances, the better! On weekends Tayla can be found being active and outdoors camping, and is saving all her money to travel the world – next stop, Greek Islands.
Nona SunAssociate Financial Planner
Ryan MonaghanAssociate Financial Planner
Celeste SmithMarketing Coordinator
Celeste joined us in 2016 after spending four years in the United States completing a B.A. in Marketing and an A.A. in Journalism. With a passion for working with people, Celeste loves running all of our events and communicating with various clients from all our locations. In her spare time, she can be found water-skiing on the Murray River, in the stands at a Richmond Football game or babysitting her little cousins.
Marnie McGaffinCustomer Service Officer
Marnie has joined our Richmond Office in 2017 as our Customer Service Officer, and loves nothing more than seeing a smiling face! She has two children, a girl and a boy, and on weekends she can be found with her husband and children bushwalking through the Dandenong Ranges or water-skiing at Eildon. Marnie has an Associate Diploma in Health Science and ran her own Beauty Therapy business for over 20 years before joining us!
Marcus LarcombeAssociate Financial Planner
Originally from Geelong, Marcus is working in our Colac and Hamilton offices supporting Kane Leersen. Marcus played state representative basketball and football for Geelong Falcons growing up and went on to study a Diploma in Fitness and Massage after High School. Switching careers in 2016, Marcus is currently completing a Bachelor of Commerce at Deakin, majoring in Financial Planning.
On weekends Marcus can be found spending time with his family or playing Golf in Colac, with a handicap of 11.3.
To start your journey, book a free appointment with us, or attend one of our upcoming
Common Sense Investing information evenings.