General Advice Warning

In preparing any advice in this site David J. Ramsay & Associates Pty Limited, ABN 49 677 992 272 trading as Income Solutions has not taken into account any particular persons objectives, financial situation or needs. Investors should, before acting on this information, consider the appropriateness of this information having regard to their personal objectives, financial situation or needs. We recommend investors obtain financial advice specific to their situation before making any financial investment or insurance decision.

David J. Ramsay & Associates Pty Limited, ABN 49 677 992 272 trading as Income Solutions, 153 Mercer Street, Geelong, VIC 3220 is an Authorised Representative of GWM Adviser Services Limited, ABN 96 002 071 749 trading as Garvan Financial Planning (Garvan), a member of the National group of companies.