Geelong Office

David Ramsay

David is the Founder and Principal Financial Planner of Income Solutions. He is a Certified Financial Planner® with more than 25 years in the profession.
David built the business based on his strong belief that anyone can take control of their financial future and he is proud to have shared the journey with many of his long term clients.

Gareth Daniels

Gareth has been with Income Solutions since 2009 and previously worked in the finance industry in his native UK. He holds a Bachelor of Arts with Honours, an Advanced Diploma in Financial Services and is Certified Financial Planner®.
Professionally, Gareth gains great satisfaction from providing a high level of support and commitment to keeping his clients on track to achieve their goals. He is particularly passionate about assisting clients from the education sector.
In his spare time, Gareth is quite the gourmet cook and wine enthusiast. Scratch the surface however, and you will find him enjoying a beer and watching his beloved Hawks play.

Elise Ryan

Elise joined the Income Solutions team in 2011 and completed her Bachelor of Commerce in 2012 majoring in Financial Planning and Accounting, and is a Certified Financial Planner®.
For Elise, the best part of her job is helping clients to achieve their goals. Some lucky clients also get to benefit from her fantastic barista skills.
Elise grew up in Geelong and is a volunteer surf lifesaver with the Jan Juc Surf Lifesaving Club.

Tharaka Leeniyagoda

Tharaka is a Financial Planner based at our Geelong office. He holds a Bachelor of Commerce (Accounting) from the University of Adelaide, a Master of Business Accounting from the University of South Australia and a Diploma of Financial Planning from Kalpan. We’re very happy he left Adelaide for sunny Geelong!
Tharaka is a real “number cruncher” and strategic thinker and is passionate about helping clients to make informed decisions about their financial future. He loves cooking, and regularly donates to Give Where You Live and Assistance Dogs Australia.

Jordyn Ramsay

Jordyn is a Financial Planner based in our Geelong office. Jordyn was based in Canberra for four years where she completed a Bachelor of Arts with Australian National University. Jordyn was then accepted to study at The London College of Fashion to undertake Honours in Fashion Journalism. Then in a complete turnaround, Jordyn decided that the world of finance, rather than fashion was for her. Jordyn studied her Bachelor of Commerce at Deakin University. With her good sense of fashion, she does however manage to turn up the glamour profile of the office. In her spare time, Jordyn enjoys the great outdoors with her dog Monty, riding her bike or finding the next best fishing spot with her friends.

Zac Ramsay

Sue Ramsay

Sue has been with Income Solutions since its inception in 1987. As Administration Co-ordinator, she actively takes care of organising the day to day administrative operations and duties.

Josh Ramsay

Josh is our Accounts Assistant based on our Geelong office. Josh completed business studies at the Gordon Institute and with his great attention to detail and love of numbers, he is the perfect addition to our Accounts team. In his spare time, Josh enjoys keeping fit and is a great fan of all sports.

Narelle Clift

Ashley Irwin

Ash is a Customer Service Officer based in our Geelong office.
He has an Advanced Diploma of Accounting as well as a Diploma of Financial Planning.
Ash really loves working with numbers – which is lucky for us! He enjoys basketball and has a passion for cars, is a CFA member and regularly raises money for various cancer foundations.

Mason Angove

As Operations Manager Mason ensures the day to day running of the office and oversees the Marketing and IT departments. He is also responsible for Financial reporting and HR within the business.
Mason has a passion for developing our people and helping them to reach their personal aspirations and pursuits. He enjoys implementing the latest trends in technology as well as running events to benefit our client experience and ensure we deliver the best service possible.
With a love for music, and pretty much any and every sport that exists, Mason also enjoys American food. Lots of food.

Alison Adams

As Business Development Manager, Alison draws on over 20 years of industry experience to manage the Advice team – motivating them to deliver the best service and quality advice to our clients. She ensures the team continue to develop their chosen specialities and career paths and helps build strategic partnerships with complimentary businesses.
In her spare time, Alison moonlights as a taxi driver for her kids. Even with the enormity of this role, she still finds time to entertain family and friends.

Kane Leersen

Liam Kearney

Liam joined our Income Solutions team in 2018, as an Associate to Elise Ryan.
Liam has always been a Geelong local, growing up in Ocean Grove. He has completed a Bachelor of Commerce, majoring in Financial Planning, Finance and Accounting.
Liam is passionate about Financial Planning and has always wanted to help people in the local community.
Liam is obviously a Geelong Cats fan & enjoys playing netball, basketball and surfing.

Kurt Cole

Kurt studied Bachelor of Commerce (majoring in Financial Planning & Human Resources Management) at Griffith University.
Our resident Queenslander was born and bred on the Gold Coast and spent the last 2 years living in Brisbane becoming a licensed pool builder and whilst he was finishing University.
He moved down to Geelong for love, and luckily loves AFL (another Collingwood supporter), as well as family time and going to the gym.
He chose the Financial Planning industry as he enjoys creating effective strategies for his clients that can be implemented whilst building long lasting relationships.

Jeremy Carlton

Jeremy studies at Deakin University, completing a Bachelor of Commerce (majoring in Accounting) and Bachelor of Information Systems at Deakin University, he is excited to complete his studies in June 2019.
Jeremy is a Geelong boy through & through, he attended Geelong Grammar School and plays local, he is also Collingwood Supporter (don’t hold it against him).
Jeremy decided to persue a career in finance as he is passionate about helping people achieve their goals, and he believes being a Financial Planners is one of the best ways to do this.