Melbourne Office

The team at Income Solutions Richmond are passionate about educating people to make well informed decisions, so they can live with the absence of financial worry.  They listen and help you to develop and articulate your goals whilst learning about you, your family and what’s important to you.

With extensive knowledge including self-managed super funds, investments to generate tax-effective income, superannuation, insurance and sensible debt planning, they really do have all bases covered. Income Solutions Richmond partner with accountants, lawyers and debt specialists to ensure their clients have a trusted personal advisory board who understand their goals and work collaboratively towards helping achieve them.

The Richmond team support the Go Girls Foundation which strives for every woman to have a plan. They sponsor Go Girls events throughout the year and run education sessions as part of the organisations Step Up and Go Program.

The office is located in Richmond, within walking distance to Burnley Train Station and tram stops along Swan Street.


Book a Complimentary appointment with one of our Melbourne Financial Planners today.

Free Consultation

Our Team

  • David Ramsay
  • Steven Nickelson
  • Lee Nickelson
  • Kevin Tran
  • Daniel Harris
  • Marnie McGaffin
David Ramsay

David Ramsay

Founder / Principal Financial Planner

David is the Founder and Principal Financial Planner of Income Solutions. He is a Certified Financial Planner® with more than 25 years in the profession.
David built the business based on his strong belief that anyone can take control of their financial future and he is proud to have shared the journey with many of his long term clients.

Steven Nickelson

Steven Nickelson

Financial Planner

Steven started his career with Income Solutions 2006 in our Geelong office before moving to Melbourne in 2008 to establish our Melbourne base, where he now heads up the team in Richmond. He has a Bachelor of Commerce (majoring in Financial Planning) and is a Certified Financial Planner®, as well as a Graduate of the Australian Institute of Company Directors.
He advises a broad range of clients and businesses and is passionate about financial education and running workplace information sessions for groups and businesses, and has an exceptional ability to explain complex information in simple terms.
Steven is married with two young daughters and enjoys bike riding and golf, as well as being a long suffering Carlton Football Club supporter.

Lee Nickelson

Lee Nickelson

Financial Adviser

Lee has over 10 years’ experience in Financial Planning and is a Certified Financial Planner®. Lee has two young daughters and is involved in the Go Girls Foundation which seeks to connect, honour and celebrate women. In her spare time, Lee can be found supporting the Bombers or practising yoga.

Kevin Tran

Kevin Tran

Financial Planner

Kevin is an Financial Planner based in our Melbourne office.
He holds a Commerce degree (majoring in Economics, Finance, and Financial Planning) from Deakin University.
Kevin is our resident problem solver, be it a system improvement or a new spreadsheet he is always thinking of ways to help. His desire to help others is demonstrated by his volunteer work with Ronald McDonald house.

Daniel Harris

Daniel Harris

Associate Financial Planner

Daniel is an Associate Financial Planner based in our Richmond office, providing support for Gareth Daniels. He holds a Bachelor of Applied Science from RMIT and is currently studying a Bachelor of Commerce at Deakin University.
Dan has solid experience with working for large banks, and has previously lived in Milan, Shanghai, and London.
He is a worldly character, who is passionate about education and culture.

Marnie McGaffin

Marnie McGaffin

Customer Service Officer

Marnie has joined our Richmond Office in 2017 as our Customer Service Officer, and loves nothing more than seeing a smiling face! She has two children, a girl and a boy, and on weekends she can be found with her husband and children bushwalking through the Dandenong Ranges or water-skiing at Eildon. Marnie has a an Associates Diploma in Health Science and ran her own Beauty Therapy business for over 20 years before joining us!

Our Partners

Contact Us

19 Rooney Street, Richmond.
Monday To Friday: 9:00 am to 5:30 pm
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